Target is one of the only stores I shop at on a weekly or biweekly or even sometimes triweekly basis. Over a year ago, a coworker of mine told me about the Target REDcard and I didn’t think much about the information. When I started MFFL a couple of months ago, I did some internet research and boy do I wish I would have taken the advice of my coworker sooner!
If you are a Target shopper, you MUST get the Target REDCard! It would be completely foolish and irresponsible if you did not get this card. Five Reasons You Need to Get a Target REDcard
- Every single time you purchase anything at a Target store or online you save 5%!
- All of your online purchases are shipped for free!
- You have 30 extra days for returns.
- Target donates 1% of your spending to a school of your choice.
- You can earn pharmacy rewards and for every five prescriptions you refill, you earn a 5% reward that can be stacked with the 5% of the REDcard.
When applying for the REDcard you have the option of getting a debit card linked to your checking account or a credit card. I went the debit route, I don’t like to have a lot of credit cards, and my American Express is my go to credit card, read why here. Plus, if you need cash, you can get up to $40 cash back in store. When you go in store to apply for the Target debit REDcard, you will need a blank check and your driver’s license. You can apply at the checkout with the cashier, the entire process took about five minutes.
I am kicking myself for not getting a REDcard sooner! Every time you use your REDcard, your receipt tells you how much you saved on that visit and total for the year. Another reason I love my Target REDcard is that I don’t charge any purchases at Target anymore. I will admit in the past I went in to grab some toothpaste and came out with a cart full of items that I had charged! I feel like having this card and knowing I am saving a minimum of 5% on every purchase, remember you can use manufacturer’s and store coupons, and stack other Target rewards, keeps me honest about my spending and I don’t get any surprise credit card bills! Here is the link to Target for more details and the application process.
Stay fabulous and use this information to be frugal!