My Fabulous Closet

My love of bargain hunting has one downside…I am running out of closet space!  I have opened up a closet shop to help manage my tiny closet, offer great deals to you, and allow me to keep shopping!  Check it out – My Fabulous Closet

My Fabulous Closet

I invoice via PayPal and you can securely pay with credit or debit card even if you don’t have a PayPal account.  I ship within two business days.

Happy shopping!

xoxo Kari

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Why You Need the Costco American Express Credit Card

It’s that time of year again – February is when everyone who has a Costco American Express Card gets a Reward Coupon in the Mail.  I received mine this week!

Why you need the costco american express credit card

Below is a post I did last year about this fabulous, must have card.  I try to use my card everywhere it is accepted to earn more cash rewards.  A lot of people don’t realize that you don’t have to spend your reward check at Costco, you can take it in and cash it!  That’s what I did and I put all $440.94 in my savings account!

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I opened my mailbox yesterday and was pleased to find a check for $411! That’s 411 reasons why I am happy to have the Costco True Earnings Card by American Express! Being frugal means being smart with your money, everyone spends money, you might as well get rewarded for the money you are going to spend.

Costco American Express Reward Coupon

If you have ever shopped at Costco, you most likely have been asked, “Would you like to upgrade to an Executive Membership?” My husband and I said no for years, until my mom explained to us the great cash rewards you receive from both Costco and American Express when you upgrade your account. I know many people have a difficult time managing credit cards and can get into trouble. If you are responsible with your spending and pay off your balance every month. This is the ideal card for you!

English: Costco in Moncton, New Brunswick

What You Need to Know

  • If you spend more than $2500 a year at Costco you need to do this! The rewards will pay for the upgrade in membership and then some depending on how much you spend. Costco will give you a separate rewards check for 2% of what you spend each year at Costco, this includes gasoline.
  • The regular membership, Gold Star, costs $55 a year, but you don’t get any cash back rewards.
  • When you sign-up for the American Express Card through Costco, you are also automatically signing up for an annual Executive Costco Membership which is $110 a year.
  • Your American Express card has your photo id on the back and doubles as your Costco Membership Card.
  • American Express is the only credit card accepted at Costco.
  • You can use this credit card any where American Express is accepted.
  • You will receive two rewards checks, one from American Express and one from Costco.
  • Use your card to purchase gasoline. This is the best cash back reward offered, once you spend $4000 on gas, you only get 1% cash back, but still that’s 1%!
  • You can earn a 2% cash back reward on all restaurant and travel expenses. Depending on your lifestyle, this can really add up.
  • All charges that are not gasoline, travel, and restaurants earn a 1% cash back reward.
  • You must pay the minimum monthly balance to qualify for the cash back rewards from American Express.
  • You can spend your rewards coupons (checks) at Costco, but you can also cash out the rewards. I cashed out my rewards coupon yesterday.

Being frugal means being smart with your money, everyone spends money, you might as well get rewarded for the money you are going to spend.

*I am not a financial expert nor do I represent Costco or American Express. This is strictly my opinion.

 

Blessed

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Have a fabulous day! Count your blessings not your burdens!

XO Kari

Join Me for the #StyleMeMarch Closet & Instagram Challenge – I’m an Ambassador!

I absolutely love getting dressed, outfit planning, and of course bargain hunting!  I am so excited to share with you the #StyleMeMarch Instagram challenge which encompasses all of these fabulous things!  The absolutely fabulous Hillary Rushford of Dean Street Society is the mastermind behind my favorite #StyleMe challenges on Instagram.

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The March Style Me challenge is going to be fabulous and I am so honored to be one of the first style me ambassadors.  Please join me in this Instagram challenge.  I have found from participating in the style challenges that they help you reinvent your wardrobe, make you think outside the box, and most importantly help women connect, inspire, and support one another. 

“The Rules” care of Hilary Rushford

1. There are no rules. Join for one day or hold yourself accountable to all 31. Whatever works best for you. But don’t opt-out of this free inspiration because you’ve decided you have to do it perfectly! Progress over perfection, m’dear.

2. Each day let the prompt inspire you to see your closet with fresh eyes. If you don’t have something that’s quite right, get creative! Do the opposite, use an accessory, etc.

3. Try not to shop. If one of the prompts points out a hole in your closet that you’d really love to fill, that’s one thing. But my heart is that we make better use of the closets we’ve already invested in, rather than an urge to buy more.

4. Snap a self-photo and share it on Instagram using #StyleMeMarch and/or elsewhere on social or your blog.

5. Encourage beauty. The Dean St bettys are one of the kindest groups on the interwebs. Be generous with your likes and your words of affirmation, sharing only positivity and words that will make one another authentically glow.

March is going to be a fabulous month for many reasons – spring will be here, it’s my birthday month, and this fun challenge!

Can’t wait to see your posts on Instagram!

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Rich

RichI love this! My family, friends, and health make me feel “rich”.  What makes you feel “rich”?  Have a fabulous day!

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Important

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Yesterday at my Bikram yoga class, the teacher ended class with this advice. I absolutely love the idea of focusing on what is important in your life.

Hope everyone has a great day!
XO Kari

My Curly Hair Routine

Having naturally curly hair has its perks, but it can be a challenge finding the right products and routine to enhance your curls and eliminate frizz.  I have had several readers request that I do a post on the products I use and how I fix my hair.  I’ve found over the years of trial and error with my curls that some variation of these types of products works best for me.  Hopefully this will help some of you curly haired ladies!

Step 1 - To many people this may sound strange, but I do not wash my hair everyday.  I usually wash it every other or every third day.  I have found doing this has stopped my hair from being so dry, brittle, and frizzy.  I know for many this isn’t always feasible if your hair is oily, but dry shampoos can help a lot.  For shampoo I am currently using Nexxus Therappe Shampoo  that I bought at Costco for $19.99.  This is a great deal for a 1.3 L bottle!  I use 4-5 pumps of shampoo each time I wash my hair.  I work the shampoo into my scalp and massage/work it through the ends of my hair and rinse immediately.  Shampooing probably takes me 1-1.5 minutes.

I then deep condition every time I wash my hair with Aussie Moist 3 Minute Miracle deeeep treatment.  There are always Aussie coupons in the Sunday paper.  I use those and my Target Red Card to get this amazing deep conditioner for less than $2 a bottle.  Work the conditioner into your hair from the ends to your scalp.  I try not to get conditioner on my scalp.  I do not rinse out the conditioner and then add about 4 pumps of the Nexxus Humectress Hydrating Conditioner that I also bought at Costco.  Leave the two conditioners on your hair for 5 minutes or longer before rinsing thoroughly.

Step 2 – Over the years I have found the key to a good curly hair day and a bad curly hair day is all about your time management once you are out of the shower.  I immediately wrap my hair in a towel, turban style, as soon as I get out of the shower.  I then quickly apply lotion and moisturizer, throw on my robe, and start doing my hair!

I love Moroccan Oil, I used to use the salon brand, but it is so expensive, so I switched to Organix Renewing Argon Moroccan OIl and I love it.  I pour a quarter sized amount of oil into my palm and rub my hands together.  I finger comb it through my hair, concentrating on the bottom half of my hair and avoiding my roots and scalp.  I then use a wide toothed comb to completely comb out my hair.  This is the only time I will comb/brush my hair until I wash it again.

Step 3 - Once I have combed out my hair, I apply a small amount of Garnier Fructis Sleek & Shine Leave in Conditioner to my hair, followed by 7-8 pumps of Garnier Fructis Curl Calm Down, then a quarter sized amount of Garnier Fructis Curl Scultping Cream Gel.  I just realized all of the products are Garnier Fructis! LOL!  I find coupons in my Sunday paper almost weekly for Garnier Fructis products and buy them at Target with my Red Card for the extra 5% off.  I have found these three products work great for me.  I have extremely thick hair and this may be too much product for someone with thinner hair.  If you have curls but fine hair, you may want to experiment and try either the Curl Calm Down or Curl Sculpting Cream Gel, but not both.

Next I twist my hair at the nape of my neck and onto the top of my head in a huge French twist.  I secure it with a claw clip.  Leave your hair in the clip for as long as you can, I’ve left it in for nearly an hour.  Go about your morning routine.Step 4 – I wait to diffuse my hair until I have finished my breakfast, makeup, and getting my son ready.  I take my hair out of the claw clip and thoroughly spray my hair with Tresemme Climate Control Finishing Spray.  I then diffuse my hair until it is about half way dry.  I then spray all of my hair again with the finishing spray and finish diffusing until almost dry.

I hope this post helps some of you curly haired readers!

xoxo Kari